This is an annuity product issued by an insurance company.  Some provisions, benefits, exclusions or limitations listed herein may vary depending on your state of residence.  Not available in all states.  Agents in KS are excluded from this promotion.

1 The 5% Premium Bonus vests over 10 years and is not immediately available for withdrawals or on cash surrender.  2 The Income Base is for determining future income; it does not have a cash value and is not available for cash withdrawals.  3 Only available with the Optional Income Benefit rider which is available at issue for an annual charge.  4 An additional 0.50% may be earned for production of more than $1 million of Bonus Advantage premium in a calendar year.  5 The Enhanced Death Benefit is subject to a cap up to 250% of premium less an adjustment for withdrawals (will be less than 250% for ages 70 and above).  After the income start date, the Enhanced Death Benefit will be reduced for any lifetime income payments on a dollar-for-dollar basis.  Any withdrawals in excess of the guaranteed lifetime income payments will reduce the Enhanced Death Benefit on a pro-rata basis. Bonus AdvantageSM, issued by Forethought Life Insurance Company, is available in most states as contract FA1201SPDAX-01, ICC11-FA1201SPDAX-01 and FA1201SPDAXL-01 (or certificate series GA1201SPDAX-01, as applicable).  State variations may apply.  Read the contract for complete details.  FOR AGENT USE ONLY – NOT FOR USE WITH CONSUMERS

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